Senior Individual Life Underwriter - Remote

Reinsurance Group of America

$87,500 - $109,400/year

Canada, Toronto, RGA Re

Full-Time

Senior (7+ yrs)

Finance & Accounting

Posted on May 23, 2026

You desire impactful work.

You’re RGA ready

RGA is a purpose-driven organization working to solve today’s challenges through innovation and collaboration. A Fortune 200 Company and listed among its World’s Most Admired Companies, we’re the only global reinsurance company to focus primarily on life- and health-related solutions. Join our multinational team of intelligent, motivated, and collaborative people, and help us make financial protection accessible to all.

Reporting to the Director of Underwriting, our underwriting professionals support our clients' outsourced underwriting needs in the analysis and evaluation of mortality and morbidity risks. The underwriter is responsible for examining the medical, financial and non-medical risk factors of life, disability and critical illness insurance applications. The Underwriter is responsible for making quality decisions in accordance with underwriting principles and guidelines, and for completing assigned tasks within service time expectations and other established deadlines.

This role is remote, must be located in Canada

Responsibilities :

Mortality/Morbidity Risk Analysis - determine appropriate underwriting requirements and assign cases to the appropriate risk category by analyzing and interpreting underwriting evidence for mortality and morbidity risk assessment
Provides technical expertise and support to client companies
Demonstrates an ability to work productively in high pressure environment and effectively and proactively manage challenging situations.
Act independently within specified authority.
Actively supports the departmental management by providing input, assisting in training, leading team discussions, participating in projects, and being a positive contributor to the resolution of technical or client issues
Contribute to a positive working environment with teamwork and a spirit of innovation
Participates in RGA events and industry activities and fosters relationships with key clients

Qualifications :

College diploma / University degree or equivalent working experience
Minimum of 6 years of individual life underwriting experience including experience with substandard business, medical and financial underwriting
Service-oriented attitude with strong interpersonal skills to work collaboratively with our internal and external partners
Strong communication skills, written and verbal
Bilingual French/English (oral and written) is an asset. English is required as we need to communicate orally and in writing with a predominantly English-speaking clientele based outside of Quebec.
Multiple lines of business (Life, DI, CI) an asset

Skills :

Proactively builds strong interpersonal relationships with colleagues and clients
Excellent oral and written communication skills
Self motivated, flexible and creative
Strong client focus
Flexible - Thrives on challenge and change
Ability to learn various application tools
Excellent logical and problem solving skills
Solid time management & organizational skills
Works effectively as a positive influencer and contributes to ideas and solutions

#LI-MJ1 #LI-REMOTE

What you can expect from RGA:

Gain valuable knowledge from and experience with diverse, caring colleagues around the world.
Enjoy a respectful, welcoming environment that fosters individuality and encourages pioneering thought.
Join the bright and creative minds of RGA, and experience vast, endless career potential.

We’re excited to get to know you and connect your unique skills with our global opportunities. To create a modern and seamless experience, we use artificial intelligence (AI) in parts of our preliminary screening process. This technology helps us personalize job recommendations, automate interview scheduling, evaluate candidates based solely on experience—without considering name, gender, or other personal details—and provide real-time answers through our chatbot. AI is used only during early screening and never makes hiring decisions. Your RGA recruiter will work closely with you every step of the way to ensure the process feels personal, thoughtful, and focused on you.

Compensation Range:

$87,500.00 - $109,400.00 Annual

Base pay varies depending on job-related knowledge, skills, experience and market location. In addition, RGA provides an annual bonus plan that includes all roles and some positions are eligible for participation in our long-term equity incentive plan. RGA also maintains a full range of health, retirement, and other employee benefits.

RGA is an equal opportunity employer. Qualified applicants will be considered without regard to race, color, age, gender identity or expression, sex, disability, veteran status, religion, national origin, or any other characteristic protected by applicable equal employment opportunity laws.

Apply for this position