Overview:

Responsible for growing and managing a portfolio of mortgage warehouse clients focused primarily in the Independent Mortgage Banking (IMB) space.  The RM solicits new business, cross-sells, administers and services existing business relationships.

Primary Responsibilities:

• Services customers seeking loan and/or deposit relationships of large dollar amounts and of high complexity with the Bank.  The RM will source qualified new IMB relationships, conduct necessary pre-qualification and due diligence work to successfully identify new revenue opportunities for the Bank.
• Maximizes the Department’s profitability through the maintenance of a high-quality loan portfolio.  Ensures compliance with all Bank guidelines, policies and audit requirements.
• Participates in a formal call program to develop new loan, deposit and fee-based business.
• Follows residential mortgage market trends and developments to increase the Bank’s business in established and developing markets.
• Represents the Bank in civic and community activities.

Scope of Responsibilities:

Services customers seeking loan and/or deposit relationships of large dollar amounts and of high complexity in the IMB industry.

Grow, manage and retain existing clients.  Works closely with underwriting and operations team to service clients.

Supervisory/ Managerial Responsibilities:

May coach/mentor junior relationship managers.

Education and Experience Required: 

Bachelors Degree or four years relevant experience. 

Minimum of seven years commercial lending experience. 

Preference given to candidates with strong mortgage warehouse lending relationship management background. 

An underwriting and portfolio management background is also preferred.

General knowledge of banking and the Bank’s various commercial fee based products.

Applied knowledge of Bank policies and procedures.

Excellent communication and interpersonal skills with the ability to interact with all levels of personnel using diplomacy. 

Ability to sell effectively to prospects and clients. 

Excellent presentation skills.

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M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $123,600.00 - $206,000.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location.

Location

Clanton, Alabama, United States of America