Mortgage Operations - Senior Loan Closer/Funder

Serves as the final operational check for final documents and funding, managing complex disbursements and ensuring adherence to internal financial controls

Manages the closing workflow, ensuring timely package generation, accurate fee reconciliation and adherence to TRID timelines across the team

Prepares and reviews CDs, loan documents and escrow instructions to ensure compliance with federal, state and investor guidelines

Manages the full funding process, executing wire requests, funding review and authorization

Leads complex closing transactions, acting as subject matter expert on loan documentation, compliance and funding

Utilizes expert knowledge of investor purchase conditions and post-closing QC findings to guide the team and implement preventative measures to ensure salability

Supports post-closing functions as needed including investor condition clearing, trailing document follow-up and purchase suspense resolution

Coordinates with title companies, escrow agents and borrowers to facilitate the closing process

Collaborates across processing, origination, post-closing, compliance and legal to ensure adherence to evolving regulations

Partners with engineering and vendor implementation teams on closing and funding system projects, including requirements definition, configuration validation, user acceptance testing and post-release issue triage

Supports the team on daily closing, funding and post-closing activity, serving as the first point of triage for escalations involving title, escrow, compliance, funding and investor conditions

Proactively maintains loan pipeline, tasks and objectives, prioritizing workload to meet critical deadlines across a high volume of loan activity with a high degree of accuracy

Adopts Company values in work behaviors, decision making, contributions and interpersonal interactions

Contributes to a positive work environment by demonstrating cultural expectations and influencing others to reward performance, accountability, diversity and inclusion, flexibility, continuous development, collaboration, creativity and fun

Customer-focused, business-centric and team-oriented mindset; relentlessly passionate about finding and completing valuable work

Advanced working knowledge of federal and state regulations including TRID and state-level disclosure requirements

Self-driven with the ability to work independently and collaboratively

Excellent organizational skills, able to set and meet deadlines in a fast-paced environment

Demonstrated ability to communicate effectively with internal and external partners and influence positive outcomes at all levels of an organization

Intellectually curious and interested in applying technology to enhance business processes

Experience collaborating with implementation teams, engineering and vendors

Openness to adapting to industry changes

4+ years mortgage loan closing and funding experience in a Senior or Team Leader capacity, including hands-on post-closing exposure such as investor conditions, trailing documents and purchase suspense resolution

Experience in a broker or correspondent environment a plus

Experience preparing wire orders and conducting funding authorization reviews

Proficiency in LOS systems, document preparation software and closing platforms

Proficiency reading and interpreting XML and MISMO files

Working knowledge of take-out investor delivery and purchase requirements, and of warehouse line funding workflows

Experience training and mentoring others

Excellent customer service and interpersonal skills